This website is owned and operated by iQX Limited (ACN: 155 518 380) and its related body corporates (referred to collectively as “iQX”). The information, products and services described in this website are intended for, and are available only to wholesale, sophisticated or professional investors as defined by the Corporations Act (Cth) 2001.

Your access to this website is subject to the terms and conditions set out in this disclaimer, the iQX Privacy Policy and any other notices, disclaimers, statements and other terms and conditions contained on this website (referred to collectively as “the Terms and Conditions”). By accessing this website and either submitting your details or requesting further information from us, you agree to be subject to the Terms and Conditions, and warrant that you are either a wholesale, sophisticated or professional investor as defined by the Corporations Act (Cth) 2001.

These Terms and Condition may be modified at any time by iQX. You agree to continue to be bound by these Terms and Conditions as modified. We will provide notice of any changes by publishing revised Terms and Conditions on this website from time to time.   

General Information

Unless otherwise expressly stated to the contrary, this website is not designed for the purposes of providing either personal financial or investment advice. The information contained in this website is general in nature, and does not take into account your particular circumstances, financial situation, investment objectives or the investment needs. The information contained in this website, or otherwise obtained by registering your interest for further information is not intended to be comprehensive and should not be relied upon as such. You should consult a suitably qualified professional adviser to help you form your own opinion of the information, and to assist you to decide whether the information is suitable for your individual needs. Where necessary, you should consult appropriate professional advisers on the legal, taxation and accounting implications of making an investment.

An Information Memorandum (“IM”) or specific Terms and Conditions (“T&C”) may be available for products and services referred to on this website. Before you make a decision about whether to acquire a product or service referred to on this website, you should obtain and consider the appropriate IM and/or T&C, where one is available.

The Website

These Terms and Conditions and the information contained in this website and all matters and things relating to it are governed by and are to be construed according to the laws applicable in the State of New South wales and the Commonwealth of Australia ("Australian law").

Any person accessing information on, or an application for, specific products or services via this website must obtain, read and accept these Terms and Conditions and any other terms and conditions attaching to that particular product or service.

iQX does not warrant or represent that the information contained on this website is free from errors or omissions or is suitable for your intended use. While iQX has taken all reasonable care in producing the information contained on this website, subsequent changes in the business of iQX or other circumstances may occur at any time and may impact on the accuracy of the information. The information contained on the website is accurate at the time of compilation and is provided by iQX in good faith. Despite intentions of good faith, the use of this website is at your own risk. Neither iQX nor any of its related body corporates, nor its directors, officers and employees, make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of any information contained on the website or material in websites linked to this website (if any).

Subject to any terms expressed or implied by Australian law which cannot be excluded, iQX and its related body corporates, its directors, officers and employees do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the information or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by you in connection with your use of the website or any linked website.

iQX expressly disclaim all warranties, whether express or implied with respect to (i) the website; (ii) any information, products, or services available on or through the website; and (iii) your use of the website, information, products, or services.

You release, discharge and indemnify iQX and its related body corporates (including, but not limited to, its directors, officers and employees) from and against any loss or liability suffered or incurred by you or by iQX or its related body corporates (including, but not limited to, its directors, officers and employees) in connection with your use of the website or any linked website.

Confidentiality

As a condition of you accessing this website, you agree to keep all information and other materials provided to you in connection with your use of the website confidential. By receiving any document in connection with your use of the website, you acknowledge the need for confidentiality and agree that it will not be reproduced, copied or circulated, in whole or in part, to any third party without the written consent of iQX.

Your Account

Certain parts of this website may be protected by passwords or require a login for access. Further, for authentication purposes, certain features on this website may require you to answer security questions. You agree to provide iQX with current, complete, and accurate information about you as prompted by the applicable registration process and agree to regularly update this information to maintain its completeness and accuracy. You agree to use this website to access only those accounts on which you are authorised to act, and you agree to use your own user names, logins, passwords, and security questions and answers when accessing accounts on which you are authorised to act.

You are responsible for maintaining the confidentiality of any account information, user names, logins, passwords, and security questions and answers that you use to access any page or feature on this website, and for logging off of your account and any protected areas of the website. You acknowledge and agree that you are fully responsible for all activities occurring under your accounts, user names, logins, passwords, and security questions and answers that result from your use, negligence, carelessness, misconduct, or failure to use or maintain appropriate security measures. If you become aware of any suspicious or unauthorised conduct concerning your accounts, user names, logins, passwords, or security questions and answers, you agree to contact iQX immediately. iQX will not be liable for any loss or damage arising from your failure to comply with this paragraph.

Products and services provided to you through this website may involve the electronic transmission, including via any e-mail address you provide to us, of information that may be considered to be personal financial information or promotional and marketing materials. You consent to such transmission; however, you have the option to unsubscribe. Please see our Privacy Policy for further details.

Investment performance

Unless otherwise stated to the contrary, iQX and its related body corporates do not guarantee any particular rate of return, the performance of any investment or the repayment of capital from any investment. Past performance is not an indication of future performance. Investment in any product referred to on this website is subject to investment and other risks. Possible risks may include delays in repayment, illiquidity and loss of income or capital invested.

Copyright and Trade Marks

Copyright and trade marks (where they exist) in the information contained on this website exists under the Copyright Act 1968 (Cth), the Trade Marks Act 1995 (Cth) and through international treaties ratified into Australian law (together the “Intellectual Property laws”). Copyright in the information contained on the website is owned by iQX Limited (ACN: 155 518 380) and its related body corporates unless otherwise stated. All rights are reserved.

All logos and all associated trademarks displayed on this website are owned by iQX Limited (ACN: 155 518 380) unless otherwise stated.

Except as permitted under the Intellectual Property laws, no part of this website or any other publication contained on this website may be otherwise reproduced, adapted, used or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of iQX Limited.

Use and Access outside of Australia

You agree to comply with all local laws and regulations with respect to you accessing this website and to your online conduct, including obtaining all governmental and other consents and approvals, complying with all laws and regulations of the country in which you reside and the country from which you access this website.

Severability

If any part of these Terms and Conditions is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms and Conditions and will not affect the validity and enforceability of the remaining provisions. 

Disclaimer and General Terms and Conditions

This website is owned and operated by iQX Limited (ACN: 155 518 380) and its related body corporates (referred to collectively as “iQX”).

Your access to this website is subject to the terms and conditions set out in this disclaimer, the iQX Privacy Policy and any other notices, disclaimers, statements and other terms and conditions contained on this website (referred to collectively as “the Terms and Conditions”). By accessing this website and either submitting details regarding your business or requesting further information from us, you agree to be subject to the Terms and Conditions.

These Terms and Condition may be modified at any time by iQX. You agree to continue to be bound by these Terms and Conditions as modified. We will provide notice of any changes by publishing revised Terms and Conditions on this website from time to time.   

User Content and Grant of License

You agree that you are solely responsible for all information, files, images, graphics, videos, documents and any other materials that you submit, upload, post, e-mail, transmit or otherwise make available via the website ("User Content"). By submitting, uploading, posting, e-mailing or transmitting User Content to the website, you represent and warrant that you either own all right, title and interest in and to the User Content or have been licensed by the owner to copy and use such User Content for all purposes related to the website.

You agree not to use the website to:

• submit, upload, email or otherwise make available any User Content that is unlawful, harmful, threatening, tortious, defamatory, libellous, or any other material that contains viruses or other computer code, files or programs designed to interrupt, destroy, or limit the functionality of any computer software or hardware or telecommunications equipment;
• impersonate any person or entity, or misrepresent your affiliation with a person or entity;
• forge logos or letterheads or otherwise manipulate an identifier in order to disguise the origin of any User Content submitted through the website;
• submit, upload, email or otherwise make available any User Content that you do not have a right to make available under any law or contract;
• submit, upload, email or otherwise make available any User Content that infringes on another person or entity’s privacy or other moral rights;
• submit, upload, email or otherwise make available any User Content that infringes, violates, or misappropriates any patent, trademark, trade secret, copyright, or other intellectual property or proprietary right of any other party; or
• intentionally or unintentionally violate any applicable local, state, national, or international laws or regulations.

You grant iQX and its related body corporates, subsidiaries, directors, officers, employees, agents, and service providers a perpetual, worldwide, irrevocable, nonexclusive, royalty-free, sublicensable and transferable right and license to use, store, modify, adapt, translate, publish, display, broadcast, perform, disclose, distribute, sell, reproduce, publish and create derivative works from any User Content, in whole or in part, in any medium or technology throughout the world, including any inventions, concepts, techniques, know-how, ideas, or expressions of ideas arising out of or based on the User Content, for any purpose in iQX's sole discretion, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

iQX shall exclusively own all right, title, and interest in and to any derivative works or inventions created by or on behalf of iQX that incorporate or otherwise make use of any User Content, without the requirement of any permission from or compensation or notice, and without liability, to you or any third party.

Except as set forth in our Privacy Policy, none of the User Content that you submit, upload, email or otherwise make available via the website shall be subject to any confidentiality obligations by iQX and its related body corporates, directors, officers, employees, agents or service providers. To the extent permitted by law, iQX shall not be liable in any way for any User Content or for the use or disclosure of any User Content.

All information, materials or services provided to you through this website may involve the electronic transmission, including via any e-mail address you provide to us, of information that may be considered to be personal financial information or promotional and marketing materials. You consent to such transmission; however, you have the option to unsubscribe. Please see our Privacy Policy for further details.

General Information

Unless otherwise expressly stated to the contrary, this website is not designed for the purposes of providing business, financial or corporate advisory services. The information contained in, or otherwise obtained through this website is general in nature, and does not take into account your particular circumstances, financial situation or funding needs. The information contained in this website, or otherwise obtained by submitting details of your business is not intended to be comprehensive and should not be relied upon as such. You should consult a suitably qualified professional adviser to help you access your needs.

The Website

These Terms and Conditions and the information contained in this website and all matters and things relating to it are governed by and are to be construed according to the laws applicable in the State of New South wales and the Commonwealth of Australia ("Australian law").

Any person accessing information on services via this website must obtain, read and accept these Terms and Conditions and any other terms and conditions attaching to that particular product or service.

iQX does not warrant or represent that the information contained on this website is free from errors or omissions or is suitable for your intended use. While iQX has taken all reasonable care in producing the information contained on this website, subsequent changes in the business of iQX or other circumstances may occur at any time and may impact on the accuracy of the information. The information contained on the website is accurate at the time of compilation and is provided by iQX in good faith. Despite intentions of good faith, the use of this website is at your own risk. Neither iQX nor any of its related body corporates, nor its directors, officers and employees, make any representation or warranty as to the quality, accuracy, reliability, timeliness or completeness of any information contained on the website or material in websites linked to this website (if any).

Subject to any terms expressed or implied by Australian law which cannot be excluded, iQX and its related body corporates, its directors, officers and employees do not accept any liability (whether arising in contract, tort, negligence or otherwise) for any error or omission in the information or for any loss or damage (whether direct, indirect, consequential or otherwise) suffered by you in connection with your use of the website or any linked website.

iQX expressly disclaim all warranties, whether express or implied with respect to (i) the website; (ii) any information or services available on or through the website; and (iii) your use of the website, information or services.

You release, discharge and indemnify iQX and its related body corporates (including, but not limited to, its directors, officers and employees) from and against any loss or liability suffered or incurred by you or by iQX or its related body corporates (including, but not limited to, its directors, officers and employees) in connection with your use of the website or any linked website.

Confidentiality

As a condition of you accessing this website, you agree to keep all information and other materials provided to you in connection with your use of the website confidential. By receiving any document in connection with your use of the website, you acknowledge the need for confidentiality and agree that it will not be reproduced, copied or circulated, in whole or in part, to any third party without the written consent of iQX.

Copyright and Trade Marks

Copyright and trade marks (where they exist) in the information contained on this website exists under the Copyright Act 1968 (Cth), the Trade Marks Act 1995 (Cth) and through international treaties ratified into Australian law (together the “Intellectual Property laws”). Copyright in the information contained on the website is owned by iQX Limited (ACN: 155 518 380) and its related body corporates unless otherwise stated. All rights are reserved.

All logos and all associated trademarks displayed on this website are owned by iQX Limited (ACN: 155 518 380) unless otherwise stated.

Except as permitted under the Intellectual Property laws, no part of this website or any other publication contained on this website may be otherwise reproduced, adapted, used or transmitted in any form by any process (graphic, electronic or mechanical, including photocopying, recording, taping or by storage in an information retrieval system) without the specific written consent of iQX Limited.

Use and Access outside of Australia

You agree to comply with all local laws and regulations with respect to you accessing this website and to your online conduct, including obtaining all governmental and other consents and approvals, complying with all laws and regulations of the country in which you reside and the country from which you access this website.

Severability

If any part of these Terms and Conditions is deemed unlawful, void, or unenforceable, then that provision will be deemed severable from these Terms and Conditions and will not affect the validity and enforceability of the remaining provisions.